Terms of Use

Last updated: 3 June 2026

These terms govern your use of EasyEMI ("the Service"), a free loan EMI calculator operated by [LEGAL ENTITY NAME] at easy-emi.com. By using the Service you agree to these terms. If you do not agree, please do not use the Service.

1. What EasyEMI is

EasyEMI is an informational tool that estimates loan instalments (EMIs) using a standard reducing-balance formula. It is not a lender, broker or financial institution, and does not process loan applications.

2. Not financial advice

All figures produced by EasyEMI are estimates for informational and educational purposes only and do not constitute financial, legal or tax advice. Actual EMIs may differ from your lender's quote because of processing fees, taxes (such as GST on charges), floating-rate revisions, insurance and other terms specific to your loan. Always confirm final figures with your bank or NBFC before making any financial decision.

3. No warranty

The Service is provided "as is" and "as available", without warranties of any kind, express or implied. While we aim for accuracy, we do not guarantee that calculations are error-free, complete or current, or that the Service will be uninterrupted.

4. Limitation of liability

To the maximum extent permitted by law, [LEGAL ENTITY NAME] shall not be liable for any loss or damage — including financial loss — arising from your use of, or reliance on, the Service or its results.

5. Intellectual property

The EasyEMI name, design, text and code are owned by [LEGAL ENTITY NAME] and protected by applicable laws. You may use the calculator for personal, non-commercial purposes; you may not copy, resell or redistribute the Service without permission.

6. External links & advertising

The Service displays third-party ads and may link to external sites. We are not responsible for the content, products or practices of any third party. Your dealings with advertisers or linked sites are solely between you and them.

7. Governing law

These terms are governed by the laws of [JURISDICTION — e.g. India], and any disputes shall be subject to the exclusive jurisdiction of its courts.

8. Changes

We may update these terms from time to time. Continued use of the Service after changes take effect constitutes acceptance of the revised terms.

9. Contact

Questions about these terms? Email hello@easyemi.example.